Page 39 - Mann ki Baat English Feb 2026
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alerts carefully. Activate caller is creating panic, pause. If
notifications. Check statements a message seems urgent, pause.
regularly. If an offer looks too good to be
Eighth, if you suspect that true, pause. If someone asks for
you have been defrauded, private information, pause.
then do not try to cover it up in Conclusion
embarrassment or fear. Inform The digital age has opened
your bank or payment service many doors for our growth and
provider immediately. Report development. It has brought
the incident to the appropriate banking, payments and financial
cybercrime reporting channel services closer, and integrated
(https://cybercrime.gov.in/, them into our daily life more than
national cybercrime helpline ever before.
number: 1930) and lodge a Technology has provided
complaint at the earliest. The vast opportunities and ease of
sooner the fraud is reported, the convenience but also exposed
better the chances of blocking us to some risks. Government
the transaction trail or limiting and public authorities like RBI
the loss. Most importantly, your are taking necessary steps to
timely action may prevent prevent such frauds. But, as
someone else from becoming a mentioned earlier, it is a shared
victim of such fraudsters. responsibility. By following the
Ninth, the biggest strength of ten simple ‘digital-safe’ habits,
humankind is our ability to think we can support the institutional
and reason. This ability often efforts to curb the menace of
gets shadowed by emotions. digital fraud.
But knowledge can sharpen our As Bruce Schneier aptly said,
reasoning, dispel the shadow “Security is not a product, but a
and bring clarity. Hence, it is process.” In the context of digital
important to learn and adopt banking, this highlights that safety
the best practices in digital is not ensured by systems alone,
ecosystem. We defeat fraudsters but by continuous awareness
when we remain well informed. and cautious behaviour. Every
Tenth, do not act impulsively. click, every transaction, and
Process all the information and every shared detail matters. You
act judiciously. Every digital user are not just a user - you are the
should remember a simple rule: frontline defender of your own
pause before you proceed. If a financial security.
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