Page 40 - Man Ki Baat Nov 2024 (English)

communities in rural areas. In diverse population through
these areas, trust and hands-on features such as multilingual
assistance is critical for driving interfaces and Aadhaar-based
adoption of digital payments. onboarding. Aadhaar-based
The government’s PMGDISHA onboarding has reduced
has laid a solid foundation, barriers for users from remote
and youth-led initiatives must and underserved areas,
continue to build on it by enabling easy registration
addressing the unique needs of and leveraging digital
their communities. payment platforms without
Technology as a partner in any paperwork. Once users
inclusion are comfortable with digital
Digital inclusion requires payments, they are more likely to
both education from the youth explore e-governance portals,
and the creation of convenient online education platforms
and user-friendly touchpoints and digital marketplaces,
to simplify access to digital enhancing their financial and
payment tools. UPI-enabled social independence.
apps like BHIM play a pivotal Moreover, stakeholders
role in this process. For example, in India’s digital journey must
the BHIM app has made digital proactively invest in educating
payments accessible to a users about potential fraud

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