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Universal Account Numbers
for access to benefits.
Key Schemes Transforming
Lives
1. Insurance and Pensions
y Pradhan Mantri Suraksha
Bima Yojana (PMSBY): As of
May 2025, 51.06 crore enrolled
for accident insurance.
y Pradhan Mantri Jeevan Jyoti
Bima Yojana (PMJJBY): As of
May 2025,
y 23.64 crore covered under
Digital Foundations for
life insurance.
Inclusive Growth
y PM Shram Yogi Maandhan:
India's digital revolution has
51.35 lakh informal workers
strengthened its social security
secured pensions as on May,
framework through key initiatives:
2025.
y Aadhaar: As of June, 2025,
y EPFO: Added 1.29 crore new
over 142 crore biometric IDs
subscribers in 2024–25,
enable seamless benefit
reflecting formal job growth.
delivery. y PM Vishwakarma Yojana: The
y Jan Dhan scheme offers artisans loans,
Yojana: As of toolkits and marketing aid,
June, 2025, with 23.7 lakh enrolments and
55.64 crore 10 lakh+ toolkits distributed
bank accounts as of June 2025.
link welfare schemes directly 2. Women and Household
to beneficiaries. Welfare
y Direct Benefit Transfer (DBT): y Lakhpati Didi: Empowering
Cumulative savings have 3 crore women in self-
reached ₹3.48 lakh crore as help groups to earn ₹1 lakh
of March 2023. annually.
y e-Shram Portal: Registered y PM Awas Yojana: Built 4 crore
30.91 crore informal workers homes; 90 lakh urban houses
are owned by women.
(53.77% women) by June,
y Ujjwala Yojana: As of 2025,
2025, providing them

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